From e692a65ce84205aa522ca50abb848a5e1bb99dfc Mon Sep 17 00:00:00 2001
From: JR-CMS <84140552+JR-CMS@users.noreply.github.com>
Date: Mon, 30 Oct 2023 15:36:26 -0400
Subject: [PATCH] Update README.md

Clarifying the requirements of the Table of Contents file.
---
 schemas/table-of-contents/README.md | 1 +
 1 file changed, 1 insertion(+)

diff --git a/schemas/table-of-contents/README.md b/schemas/table-of-contents/README.md
index 642f774..bacca43 100644
--- a/schemas/table-of-contents/README.md
+++ b/schemas/table-of-contents/README.md
@@ -1,4 +1,5 @@
 ### Table of Contents File
+**The Table of Contents File is an optional file that can be leveraged to significantly decrease file sizes of the required machine-readable files. The Transparency in Coverage final rules do not require plans and issuers to publish a Table of Contents file.**
 
 | Field | Name | Type | Definition | Required |
 | ----- | ---- | ---- | ---------- | -------- |