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Possibly there needs to be a change that decouples the balance in an transaction from the transaction itself. A table "payments" might be needed, that consists of balance, category and the tid (id of transaction). An transaction can contain multiple payments or just one.
for each transaction, there should be the option to split the price across multiple categories
Example
A bill from the supermarket may contain items belonging hygiene and food and not just goods from one category.
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