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<!DOCTYPE html>
<html>
<head>
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width = device-width, initial-scale = 1">
<title>Provident Captial</title>
<link rel="stylesheet" href="https://maxcdn.bootstrapcdn.com/bootstrap/3.3.7/css/bootstrap.min.css" integrity="sha384-BVYiiSIFeK1dGmJRAkycuHAHRg32OmUcww7on3RYdg4Va+PmSTsz/K68vbdEjh4u" crossorigin="anonymous">
<link rel="stylesheet" href="style.css">
</head>
<body>
<a name="home">
<div class="container">
<!-- NavBar -->
<nav class="navbar navbar-inverse" role="navigation">
<div class="container-fluid">
<div class="navbar-header">
<button type="button" class="navbar-toggle" data-toggle="collapse" data-target=".navbar-collapse">
<span class="icon-bar"></span>
<span class="icon-bar"></span>
<span class="icon-bar"></span>
</button>
<a class="navbar-brand" href="#"><img src="img/logoChoppedSmall.jpg" alt=""></a>
</div>
<div class="collapse navbar-collapse">
<ul class="nav navbar-nav navbar-right">
<li class="active"><a href="#">Home</a></li>
<li><a href="#about">About</a></li>
<li><a href="#recent">Recent Deals</a></li>
<li><a href="#testimonial">Testimonial</a></li>
<li><a href="#contact">Contact</a></li>
</ul>
</div>
</div>
</nav>
<!-- Slider -->
<div id="myCarousel" class="carousel slide" data-ride="carousel">
<!-- Slider Indicators -->
<ol class="carousel-indicators">
<li data-target="#myCarousel" data-slide-to="0" class="active" ></li>
<li data-target="#myCarousel" data-slide-to="1"></li>
<li data-target="#myCarousel" data-slide-to="2"></li>
</ol>
<!-- Wrapper for slides -->
<div class="carousel-inner" role="listbox">
<div class="item active">
<img src="img/logoChoppedLarge.jpg" alt="Apt 1">
</div>
<div class="item">
<img src="img/apt1.jpg" alt="Apt 2">
</div>
<div class="item">
<img src="img/apt2.jpg" alt="Apt 3">
</div>
</div>
<!-- Slider Left and right controls -->
<a class="left carousel-control" href="#myCarousel" role="button" data-slide="prev">
<span class="glyphicon glyphicon-chevron-left" aria-hidden="true"></span>
<span class="sr-only">Previous</span>
</a>
<a class="right carousel-control" href="#myCarousel" role="button" data-slide="next">
<span class="glyphicon glyphicon-chevron-right" aria-hidden="true"></span>
<span class="sr-only">Next</span>
</a>
</div>
<!-- About Section -->
<a name="about">
<div class="jumbotron">
<div class="row">
<div class="col-lg-12 col-md-12 col-sm-12 col-xs-12">
<h1>Provident Capital</h1>
<h2>SPECIALIZING IN APARTMENT LOANS</h2>
</div>
</div>
</div>
<div class="row about">
<div class="col-lg-6 col-md-6 col-sm-6 col-xs-12">
<h3>About the Company</h3>
<p>
Provident Capital deals exclusively in apartment loans. We have closed loans
on A B & C and have specialized in B & C properties as well as TIC financing.
Provident Capital is
proud to have an established network of commercial real estate relationships
and a proven ability to structure
complex loans with low transaction expenses. Having closed over $575 million
in loans in 14 states, Provident Capital is very well connected with national,
regional and local funding sources including, but not limited to, agency lenders
(e.g. Fannie Mae, Freddie Mac), commercial banks. We look forward to working you.
<br>
<br>
<p>Financial & Operational Highlights:</p>
<ul>
<li>Reduced transaction expenses from $100K per transaction to $30K per transaction</li>
<li>Responsible for credit underwriting/valuation of commercial loans</li>
</ul>
</div>
<div class="col-lg-6 col-md-6 col-sm-6 col-xs-12">
<h3>About Tracy</h3>
<p>Tracy brings more than seventeen years of experience in Multi Family Lending.
When you work with Tracy, he will oversee the loan from application, and origination,
through processing and closing. He has closed over 159 transactions totaling $575 Million
in loans with over 850 clients. Tracy successfully
structured complex loans with as many as 35 individual borrowers per loan. Tracy
will navigate relationships from legal counsel to third party vendors to
streamline the process for you.
</p>
<br>
<p>On a more personal note, Tracy earned his Bachelor degree from the University
of Utah and his Master of Business Administration from Brigham Young University.
He enjoys traveling, live music at concerts, a good Diet Coke, and
gardening -especially tomatoes and peppers for a mean salsa.
</p>
<br>
<blockquote>"If you work really hard and you're kind, amazing things will happen."</blockquote>
<cite>- Conan O'Brien</cite>
</div>
</div>
<div class="clearfix"></div>
<!-- Parallax-1 Section -->
<section class="parallax-1">
<div class="parallax-inner">
<div class="row">
<div class="col-lg-4 col-md-4 col-sm-4 col-xs-12">
<section class="info1">
<h3>Originate</h3>
<p>Loan size $500,000.00 to $16M and above.<br>
A, B and C properties. <br>
</p>
</section>
</div>
<div class="col-lg-4 col-md-4 col-sm-4 col-xs-12">
<section class="info1">
<h3>Process</h3>
<p>Expert in structuring, coordinating, and closing complex loans with as many
as 35 individual borrowers.
</p>
</section>
</div>
<div class="col-lg-4 col-md-4 col-sm-4 col-xs-12">
<section class="info1">
<h3>Close</h3>
<p>$575 Million in loans closed in fourteen states.<br>
</p>
</section>
</div>
</div>
</div>
</section>
<div class="clearfix"></div>
<!-- Recent Deals -->
<a name="recent">
<div class="recent">
<div class="row">
<div class="col-lg-12 col-md-12 col-sm-12 col-xs-12">
<div class="deals-header">
<h1>Recent Deals</h1>
</div>
</div>
<div class="col-lg-6 col-md-6 col-sm-6 col-xs-12">
<div class="recent-img">
<img src="img/prop1.png" alt="Property 1">
</div>
</div>
<div class="col-lg-6 col-md-6 col-sm-6 col-xs-12">
<div class="recent-img">
<img src="img/prop2.png" alt="Property 2">
</div>
</div>
</div>
</div>
<div class="clearfix"></div>
<!-- Parallax-2 Section -->
<section class="parallax-2">
<div class="parallax-inner">
<div class="row">
<div class="col-lg-6 col-md-6 col-sm-6 col-xs-12">
<section class="info2">
<h3>Reasons to Refinance</h3>
<ol>
<li>Lock in a lower rate.</li>
<li>Get out of an adjustable rate mortgage.</li>
<li>Cash out to buy another property.</li>
<li>Increase cash flow.</li>
<li>Expand portfolio while the market is strong.</li>
</ol>
</section>
</div>
<div class="col-lg-6 col-md-6 col-sm-6 col-xs-12">
<section class="info3">
<h3>Application Requirements</h3>
<p>☐ Prior two years and current ytd operating statement</p>
<p>☐ Current rent roll</p>
<p>☐ Personal financial statement and schedule of real estate</p>
<p>☐ Trailing twelve rental collections</p>
<p>☐ Photos of property, interior and exterior including street scene</p>
</section>
</div>
</div>
</div>
</section>
<div class="clearfix"></div>
<!-- Testimonial Section -->
<a name="testimonial">
<div class="testimonial">
<h1>Testimonial</h1>
<blockquote>"Tracy is the type of commercial real estate professional you want to
work with again and again. Every transaction has issues, though with Tracy on
your team it makes the financing aspect quite a bit smoother"</blockquote>
<cite>-Felipe Rael <br>
Executive Director at Greater Albuquerque Housing Partnership
</cite>
</div>
<div class="clearfix"></div>
<!-- Contact Section -->
<a name="contact">
<footer>
<div class="row">
<div class="col-lg-4 col-md-4 col-sm-4 col-xs-6">
<section class="tracy">
<img src="img/tracy.jpeg" alt="Tracy Wright">
</section>
</div>
<div class="col-lg-4 col-md-4 col-sm-4 col-xs-6">
<section class="contact-info">
<h3>Contact</h3>
<p>Tracy Wright</p>
<p>☏: 801-580-1586</p>
<p>Email: [email protected]</p>
<a href="https://www.linkedin.com/in/tracy-wright-73684210/">
<img src="img/linkedin.png" width="160" height="33" border="0" alt="View Tracy Wright's profile on LinkedIn">
</a>
</section>
</div>
<div class="col-lg-4 col-md-4 col-sm-4 col-xs-12 hidden-xs">
<section class="logo">
<img src="img/logoChopped.jpg" alt="Company Logo">
</section>
</div>
</div>
</footer>
</div>
<script src="https://ajax.googleapis.com/ajax/libs/jquery/3.2.1/jquery.min.js"></script>
<script src="https://maxcdn.bootstrapcdn.com/bootstrap/3.3.7/js/bootstrap.min.js" integrity="sha384-Tc5IQib027qvyjSMfHjOMaLkfuWVxZxUPnCJA7l2mCWNIpG9mGCD8wGNIcPD7Txa" crossorigin="anonymous"></script>
</body>
</html>